One thing all parents have in common is the goal of keeping their kids safe – especially over the summer when they’re constantly outdoors, playing summer sports and more. Our kids enjoy the beach and spending time outdoors and during summer we get to spend a lot of time doing the things we enjoy. With the outdoors comes adventure, and with adventure comes with risk. Making sure we pay attention to our children is the best way to keep them safe!
Accidents happen though and they hurt families and change lives. When unexpected injuries happen being prepared to handle it makes ma world of difference. Being prepared with supplemental insurance like Aflac’s accident policy will help cover out-of-pocket expenses down helping us to keep a peace of mind. There are billions of accidental injuries every year and as parents we never want these things to happen but you also need to be sure to plan for the future. The truth is that accident insurance helps families stay ahead of the medical and out-of-pocket expenses that add up quickly after an injury, so they can focus on recovery – not finances.
When our little one found herself with a popcorn kernel stuck up her nose we knew we were in a for a long night in the ER. I was prepared with everything she needed to stay comfortable and we left with a better understanding that accidents do happen. The bill could have been outrageous, a popcorn kernel, but lucky for us insurance covered the cost and kept us from worrying the next day about a huge expense.
Benefits to Aflac’s Accident Policy –
- Cash benefits can be used to help cover emergency treatment, hospital stays and exams but also for other expenses families may face, such as transportation costs, lodging needs and daily living expenses like groceries or monthly bills.
- Accident insurance may be important to families who generally do not meet their major medical deductibles since benefits can be used to help pay out-of-pocket medical costs, including deductibles and copayments.
Aflac will be introducing a new accident plan that includes a benefit for injuries sustained while playing an organized sport. This is particularly great for our daughters who actively play sports. Our daughter is a competitive dancer and my husband is constantly worried about flipping and tumbling. It’s nice to know there’s coverage for that because as parents we are realistic and know that accidents do happen while our children are playing sports too.
This summer, in advance of open enrollment, take some time to look at what insurance is offered by your employer to be sure you have the right coverage for your family. Be sure to stay connected with Aflac Duck Facebook page and @AflacDuck on Twitter!
What are your best tips for staying safe this summer?
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.